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AnyPayments
Crypto acquiring · payment API

Accept crypto and local payments with one API

AnyPayments is a payment platform to accept USDT, cards and e-wallets with instant SMS-verified confirmation, webhooks and crypto payouts. Go live in a day — no chargebacks, no banking red tape.

Start integratingAPI documentation

Sandbox and API keys right after sign-up

Methods & networks
USDT · TRC-20Bank cardsClickPaymeHumo / Uzcard3DS acquiring
Order in real time
#AP-8F3C21
Fiat
1,000,000 UZS
Crypto
78.94 USDT
  1. Order created✓
  2. Trader · escrow✓
  3. Customer paid✓
  4. SMS confirmed✓
  5. Settled to balance✓
POST /webhook · order.completed200 OK
USDT/UZS12,665.0
USDT/KZT512.30
USDT/AZN1.70
USDT/TJS10.94

One integration layer for accepting and paying out across the region

Features

Everything to accept payments — in one platform

Crypto acquiring and local methods, instant confirmation and payouts. One integration instead of a dozen bank contracts.

USDT crypto acquiring

Accept USDT and other crypto on your site, app or by invoice. The customer pays in crypto — you get settled to your balance.

Local payment methods

Cards, Click, Payme and e-wallets. One integration covers the whole Central Asia region.

SMS confirmation

Incoming bank receipts are matched to orders automatically in seconds — no manual reconciliation, no waiting.

Real-time webhooks

Signed webhooks for every order event. Idempotency and delivery retries out of the box.

Mass crypto payouts

Pay partners and users in on-chain batches via API or file upload. Full ledger and per-payout status.

Multi-currency & rates

UZS, KZT, AZN, TJS and more. Cross-currency orders with a transparent rate and auto-conversion to fiat.

Antifraud & escrow

Crypto liquidity locked in escrow for the deal, limits, client blocking and fraud protection.

Dashboard & analytics

Orders, receipts, balances and conversion in real time. Exports, reports and event subscriptions.

How it works

From order to settlement — in seconds

The payment lifecycle is fully automated: you work with the API, the platform handles the rest.

Average confirmation time — under 5 seconds.
  1. 01

    Create the order

    Create an order via API: amount, method, customer. You get payment details and a checkout link back.

  2. 02

    Match & escrow

    The platform matches a trader and locks crypto liquidity in escrow for the specific deal.

  3. 03

    Customer pays

    The customer pays their usual way — card, e-wallet or directly in crypto.

  4. 04

    SMS confirmation

    The bank SMS receipt is matched to the order automatically by amount, wallet and time.

  5. 05

    Settlement & webhook

    Funds settle to your balance and you receive a signed order.completed webhook.

from 0.4%
fee
vs 2–5% on classic acquiring
< 5 sec
confirmation
automatic SMS matching
1 day
to go live
from sign-up to first payment
40+
methods & currencies
crypto and regional local methods

Figures are indicative and configurable for your project.

Developers

Built to integrate in a day

REST API v1 with predictable responses, signed webhooks, idempotency keys and SDKs. Your first successful payment on integration day.

  • Idempotency

    An Idempotency-Key prevents double charges on retries.

  • Signed webhooks

    HMAC signature in the header to verify every event's authenticity.

  • Sandbox

    A sandbox and test keys to integrate without real funds.

  • SDKs & plugins

    Ready-made libraries and clear docs instead of low-level plumbing.

Open documentationGet an API key
REST API v1
Create an order to accept USDT
# Создание заказа на приём USDT
curl https://api.anypayments.io/v1/orders \
  -H "Authorization: Bearer sk_live_a1b2c3" \
  -H "Idempotency-Key: AP-8F3C21" \
  -d amount=1000000 \
  -d currency=UZS \
  -d method=usdt_trc20 \
  -d client_id=cust_42
Security

Control and protection at every step

The platform is built around reliability: escrow, antifraud, reconciliation and arbitration are part of the core.

KYC & verification

Participant and business verification, flexible access levels and limits.

Real-time antifraud

Payment scoring, suspicious-SMS detection and client blocking.

Escrow & distributed locks

Crypto liquidity locked for the deal — no races, no double spends.

Reconciliation & ledger

Double-entry on every operation, balance reconciliation and audit trail.

Disputes & arbitration

A transparent dispute flow with evidence and operator resolution.

3DS acquiring

Direct card payments with 3D Secure where it's required.

For traders

Earn on P2P liquidity

Provide payment methods and crypto liquidity — earn a commission on every deal. The mobile app forwards SMS automatically.

  • Commission per deal

    Transparent reward for the liquidity and methods you provide.

  • Mobile app

    Android and iOS: take orders and auto-forward SMS receipts.

  • Automatic matching

    Receipts are matched to orders with no manual work.

  • Referral program

    Extra income for traders and merchants you invite.

Become a trader

Transparent stats, history and payouts in your dashboard.

order taking and payouts
24/7
#AP-71C4+2.14 USDT
#AP-71C0+0.86 USDT
#AP-71B9+3.40 USDT
AndroidiOS
Pricing

Transparent, results-based fees

Pay only for successful transactions. No subscription and no hidden charges — the rate is fixed in your contract for your volume.

Fee
from 0.4%
per successful transaction
Versus 2–5% on classic bank acquiring.
  • All payment methods and networks
  • API and webhooks with no feature limits
  • Crypto payouts and auto-conversion to fiat
  • Dashboard, reports and support
  • Custom terms by volume
Discuss termsContact sales
Q&A

Frequently asked questions

A quick take on what people ask most before connecting.

What is a crypto payment gateway and how does it work?

A crypto payment gateway lets you accept payment in crypto on your site, app or by invoice. The customer pays in USDT or a local method, the payment is confirmed automatically, and the amount can be credited to your balance and withdrawn to fiat. AnyPayments covers acceptance, confirmation and settlement through one API.

Is it legal for a business to accept crypto payments?

Yes, with the right setup. The contract amount is denominated in fiat, and crypto acts as a technical payment method: the platform accepts USDT and auto-converts it to fiat credited to the company account. That keeps acceptance transparent for accounting.

What are the fees and are there hidden charges?

Fees start from 0.4% per successful transaction — well below bank acquiring (2–5%). There's no subscription; you pay only for results. The only extra is the blockchain network fee on withdrawal.

Which currencies and methods are supported?

USDT (TRC-20 and other networks), bank cards, Click, Payme, Humo/Uzcard and e-wallets. Settlements are supported in UZS, KZT, AZN, TJS and other regional currencies.

How fast is a payment confirmed?

Under 5 seconds on average. The incoming bank SMS receipt is matched to the order automatically by amount, wallet and time — with no manual reconciliation.

How does settlement and withdrawal work?

Funds are credited to your crypto balance right after confirmation. Withdraw in crypto or fiat to a card or account, including mass payouts to partners and suppliers via API or file upload.

Is there a sandbox, docs and SDKs?

Yes. REST API v1, signed webhooks, idempotency keys, a sandbox with test keys and SDKs are available. You can realistically get your first successful payment on integration day.

How do I become a trader and earn on the platform?

Apply, pass verification and install the mobile app — it forwards SMS automatically. You provide liquidity and payment methods and earn a commission on every deal.

Start accepting crypto payments today

Connect AnyPayments and accept USDT and local methods through one API — with SMS confirmation, payouts and antifraud.

Start integratingGet in touch

Free sign-up · API keys instantly